A HP deal might be right for you if you:
- Want to own the car without making a large final payment when the agreement ends.
- Are happy to pay higher monthly payments than a PCP agreement as there isn’t a large final payment.
- Like to know exactly how much you’re paying every month.
You can estimate your monthly payments and find the right finance deal for you with a HP finance calculator.
When you apply for a HP agreement, a hard credit check will be completed, however the process varies between lenders.
We can offer HP finance on brand new cars and commercials vehicles. We know leasing may not always be suitable for your business or personal needs.
How does HP car finance work?
HP car finance gives you the ability to make monthly payments towards the cost of your car. This can be more manageable than buying a car outright, and you can tailor your HP finance agreement to suit your needs by adjusting your deposit or the length of your contract.
- Find your perfect HP used car – HP car finance is available on all cars on our site, so you can browse our range to find the model that suits your needs.
- Pay a deposit if you plan to – you’ll need to pay an initial deposit before beginning your monthly repayments if you’ve chosen a deposit option, with a higher deposit meaning these monthly payments will be lower.
- Apply for HP car finance – once you’ve put down a deposit once you’ve put down a deposit or chosen not to pay one, you’ll need to apply for HP finance by providing some personal details to see if you’re a good fit.
- Start your repayments – if you get accepted for an HP finance agreement, you’ll begin making your fixed monthly repayments until the end of your contract.
APPLY FOR CAR FINANCE