- No Deposit
- We help find you the perfect car
- PCP and HP from 8.9% APR
- Free car history and dealer quality check
Rates from 8.9% APR. Representative 17.8% APR.Car Lease 4 U is a broker not a lender.
There are a lot of decisions to be made when buying a car. What make or model do you want? What will you be using the car for? Do you want to pay a deposit? How often do you think you’ll change your car?
The answers to these questions will influence what sort of car finance is right for you. At Car Lease 4 u, we can guide you through the market, as well as finding you the best cars on finance.
Set your budget
Hire Purchase Finance
HP finance is a simple and popular way of financing a car. It involves you hiring a vehicle from a finance company for an agreed time period. During the finance agreement, you will make repayments in monthly instalments.
The lender can repossess the car if you miss payments. But after you’ve made the final payment, the vehicle is yours. You own it outright. Almost all finance providers offer Hire Purchase.
In short: Higher payments. You can own the car after a final payment.
Personal Contract Purchase
With PCP finance, you pay only the depreciation of the value of the vehicle. Not its full value. This means the monthly payments will be lower. You’ll need to pay a lump sum or balloon payment at the end of the PCP car finance agreement if you want to own the car.
The lender can repossess the car if you miss payments.
In short: Lower payments. You can change cars more often without the hassle. A lump sum is needed to secure ownership.